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Whole Life vs Variable Life

Standard whole life insurance is permanent insurance that remains in effect for the entire life of the policyholder. It has a cash value component that builds over time. Part of the premium, whether paid in installments or as one lump sum, is invested. Earnings will grow and compound ...

What is Variable Life Insurance

Like all permanent life products, a variable life insurance policy has two separate and distinct parts: The death benefit value that is paid to the beneficiary  upon the death of the policyholder, and, the cash value to which returns and  interest earned are credited while the ...